7 Credit Card Myths
1. "Ask for ID" protects you from ID theft.
2. There are no credit limits with American Express.
3. You should carry Visa, MasterCard, American Express
4. Paying more than your credit card balance can help your credit score.
5. Smart debit card use can help your credit score.
6. It's OK for retailers to set minimum amounts for credit card purchases.
7. Exceeding my credit limit for a short time doesn't really matter.
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